Checking

Personal Checking Products

Gateway Community Bank has account options that are designed to suit your individual needs in today’s financial world. All Personal Checking Accounts come complete with: unlimited check writing, free check imaging, free Internet Banking, free Telephone Banking, and free combined statements. You can also add a VISA Check Card for FREE!


Gateway Gold Free

  • Minimum $50 deposit to open
  • No minimum balance required
  • No monthly service fees
  • Non-interest bearing

Gateway Gold Plus

  • Minimum $500 deposit to open
  • Minimum $500 daily ledger balance
  • Monthly fee of $15 if balance falls below minimum
  • Earns Interest Monthly

Gateway Platinum Checking

  • Minimum $2,500 deposit to open
  • Minimum $2,500 balance
  • Monthly fee of $20 if balance falls below minimum
  • Earns Interest Monthly

Money Market

  • Minimum $1,000 deposit to open
  • Minimum $1,000 daily ledger balance
  • Monthly fee of $17.50 is balance falls below minimum
  • Earns Interest Monthly

Cash Reserve Account

At Gateway Community Bank we know that sometimes "Things Happen" and the unintended overdraft occurs in your checking account! Protect yourself from embarrassing overdrafts, and the fees associated with them, with the new Gateway Community Bank CASH RESERVE ACCOUNT.

For qualified applicants, the CASH RESERVE ACCOUNT provides protection should you make an error in your check book. Contact a Personal Banker today for more information and to receive your Cash Reserve Account application.


Business Checking Products

A valuable tool for helping to run your business more efficiently and cost effectively. Gateway Community Bank offers you a choice of checking accounts to fit what best suits your business. All Gateway Community Bank checking accounts come with free check imaging.


Business Checking

  • Minimum $100 to open
  • No minimum balance required
  • Monthly fee of $15
  • Transaction fees (per item)
    • $0.40 checks/debits
    • $0.40 deposit's
    • $0.25 deposit items
  • Earnings Credit – Prior month Fed Funds less 0.50%
  • Non-interest bearing

Small Business Checking

  • Minimum $100 to open
  • Minimum $500 daily ledger balance
  • Monthly fee of $9 of balance falls below minimum
  • Transaction fees (per item)
    • $0.40 checks/debits over 20
    • $0.40 deposits over 7
    • $0.25 deposit items over 75
  • No Earnings Credit
  • Non-Interest Bearing

Business NOW

  • Minimum $100 to open
  • No minimum balance required
  • Monthly fee of $15
  • Transaction fees (per item)
    • $0.40 checks/debits
    • $0.40 deposits
    • $0.25 deposit items
  • Earnings Credit – Prior month Fed Funds less 0.50%
  • Earns Interest

Money Market

  • Minimum $1,000 deposit to open
  • Minimum $1,000 daily ledger balance
  • Monthly fee of $17.50 is balance falls below minimum
  • Earns Interest Monthly